Structured products on retail platforms - risk or reward?

Structured products are rarely used on platforms in the UK but Jasper Thomas, investment funds manager at Aviva Pensions & Investments, says there are more reasons than ever for financial advisers to be considering them in a post-RDR world.

It continues to surprise me how little we see structured products used on wrap platforms in the UK. Even Aviva’s rapidly growing platform has a very small proportion of assets under administration (AuA) in structured products or exchange-traded securities. But, perhaps, it’s time for the market to change its perception of structured products and it is here we see significant opportunities. An overlooked category From a market perspective, given the wealth of geographies, sectors, asset types, risk tolerances and wrappers which can be catered for in structured products, this fundamen...