It's not rocket science

A common criticism of politicians is they can see no further than the next election and they draw up...

A common criticism of politicians is they can see no further than the next election and they draw up their policies accordingly. Equally disparaging is the accusation their so-called 'improvements' to tax-incentivised savings legislation only add confusion to an already cumbersome and complicated system. Against this backdrop, the prudent individual, who recognises that income, savings and investments have to provide for both current and future needs, struggles for a foothold. Furthermore, certainly for the last two years, markets have either been so volatile or so dire, that even caref...