Gosling's Grouse - Look into my Isa

Who would be an adviser? Not me for sure. It is much easier sitting writing this column watching the transfer news on Sky Sports. Whoever said blokes can't multi-task?

But more to the point. It is not transfers but top-ups that are exercising me – Isa top-ups. One of the more off-the-wall initiatives to come out of the last Budget was the Government’s idea to allow those aged 50 and over to top up from Isas by an extra couple of grand from next month. Unlike most things in the Budget, this was an idea that seemed to come out of nowhere, and caught most people in the industry on the hop. For literally two decades since Peps were unveiled by Nigel Lawson to encourage wider participation in equities by private investors, various trade bodies have lobbi...