Gosling's Grouse - Beware shark infested waters

You probably need to have the theme tune to Jaws in your mind as your read this - because there is something dangerous, very dangerous lurking out there.

If you are not careful it could seriously damage your wealth or, more importantly, damage the wealth of your clients! They may not immediately appear like great white sharks, in fact a lot of them look really friendly – you might even keep them as pets or think of them as friends. I am talking about all those people who operate in banks and building societies – and maybe even Post Offices – who are called financial planning managers or financial advisers or some variation on that theme. Regular readers will remember my recent experiences of the high street sharks, and I had another...