Gosling's Grouse: Hair we go again

If you suddenly inherited £30,000,would you invest it in a pension that was tax efficient, put it in an ISA for you and your partner and the balance away for the kids, or get a hair transplant à la Wayne Rooney?

Of course you will only get your thatch done if you are a bloke who is worried about your looks, but tragically the number of women getting boob jobs is on the rise. I recently met a young, unemployed woman who had spent £3,000 getting a breast augmentation rather than going on a training course to start a career. Is it any wonder there is a pension and savings shortfall? The other week, HSBC decided to dub this breed the ostrich generation – those who stick their head in the sand and ignore saving for the long term. I would love to blame Wayne Rooney, because, after all, he probably...