Passive investing: Time to go for growth?

Ian Lowes, founder of StructuredProductReview.com, argues the defined returns of structured products mean investors know exactly how a product will perform in different market scenarios.

When index levels are high, there is always a fear that optimism could fail and markets could go sideways, blip or even show a correction. The economic tide can always turn and macro events could send the market into jitters.  One of the reasons behind diversification of portfolios is to reduce their market risk, which is why growth structured products are considered for a diversified portfolio, as geared market participation can lead them to outperform more traditional passive investments, such as index funds. However, it is worth bearing in mind that a sideways market will still see...