We are about to embark on what I call the autumn acronym season where VCT, BPR, IHT, SEIS and EIS are part of many conversations advisers have with their clients.
It might more simply be described as tax-efficient investing, as a core element of many of these conversations is around the mitigation of tax. Should you consider tax efficient VCTs and EIS as alternative to pensions? Of course, I know 'boring old' pensions and ISAs are included in the tax-efficient bucket, but the real acronyms and tax breaks apply to all those schemes I mentioned earlier. To this end, last week's Growth Investor awards recognised some of the excellence in the sector, which to my mind is a microcosm of the opportunities and challenges the adviser community curren...
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