Over the past few weeks, you may have noticed excited talk of a UK housing bubble.
Last week I found myself up in court, in sunny Nottingham, in front of a severe-looking judge who was donning a black cap and scowling at me. However, I can assure you it was all a bit of fun.
What a difference a year makes. Last autumn, you may recall, we were all holding our heads in our hands, lamenting the sorry state of the UK economy.
David Stevenson looks at how, following the financial crisis, innovation has been stifled and investors led into an ever-narrower range of funds.