For much of the 20th century, understanding the demographic changes in the Western world would have allowed you to predict government bond yields pretty accurately.
What is wrong with pensions? Too complex, too expensive, deficits too wide, members don't save enough, too much regulation, too many unscrupulous employers, too many lazy members, too much interference from politicians.
Will new Prime Minister attack pension benefits?
Replaced by Watford MP Harrington
Ros Altmann has left her role as pensions minister and has called on government to radically reform the pension system.
Chaired by NEST CIO Fawcett
Investment services providers are beginning to offer fractional share dealing on exchange-traded funds to meet investor demand for lower entry levels on the vehicles.
We have all become rather blasé about our low savings rate culture. We know we have binged on debt and tend to sigh about the low levels of savings.