Fintech

Set to 'escalate rapidly'

Could the future be part-human, part-algorithm?

Would lack 'sufficient impact'

Are banks 'too big to change'?

Received approval from regulator

Lists ways to add £43bn to economy

Can improve efficiency and decision making

Minority stake

Actively-managed offering

Jonathan Hammond, managing consultant and institutional technology practice lead at Knadel, assesses how consolidation in the software market raises questions for the asset management industry.