Today's advisers must take account of many more risk factors when analysing suitability such as illiquidity and inflation risk. That requires more transparency around fund process and due diligence
We have all talked about the advice gap since RDR took hold, but surely there has always been an advice gap?
The news the government and the FCA are to launch a major review into consumer access to financial advice has been widely welcomed.
The growth of financial services technology - 'fintech' - has changed the advice process irreversibly, but where does it leave the adviser?
An industry initiative managed by the Tax Incentivised Savings Association (TISA) has called on the regulator to agree on a ‘common sense' standard for the delivery of guidance to consumers.
Three things that changed advice forever in 2014
The Financial Conduct Authority (FCA) has offered help to financial advisers who want to build simplified advice models, saying it is prepared to give 'individual guidance' or an 'informal steer' as part of its Project Innovate.
Santander has confirmed it has pulled out of the investment advice market resulting in the loss of 724 jobs.